Southern Oaks Homes with Conventional Financing Available

Southern Oaks Homes with Conventional Financing Available

Welcome to Southern Oaks, a vibrant and inviting subdivision nestled in the heart of sunny Florida! This charming community offers a perfect blend of comfort, convenience, and style, making it an ideal place for families, retirees, and everyone in between. With its lush landscapes and friendly atmosphere, Southern Oaks is not just a place to live; it’s a place to thrive.

One of the standout features of Southern Oaks is its diverse range of homes, each designed with modern living in mind. Whether you’re searching for a cozy single-family home or a spacious residence with all the amenities, you’ll find a variety of options that cater to different tastes and budgets. The homes here are not only aesthetically pleasing but also built with quality craftsmanship, ensuring that you’ll enjoy a comfortable lifestyle for years to come.

For those considering financing options, Southern Oaks is a fantastic choice, as conventional financing is readily available for many of the homes in the area. This accessibility makes it easier for potential homeowners to secure their dream property without the hassle of complicated financing processes.

In addition to the beautiful homes, Southern Oaks boasts a prime location with easy access to local shops, restaurants, parks, and schools. The community is designed to foster connections among neighbors, with plenty of opportunities for social gatherings and outdoor activities.

If you’re ready to embark on a new chapter in a welcoming community, Southern Oaks is waiting for you. Come discover the charm and convenience of this delightful subdivision today!

Newest Southern Oaks Homes with Conventional Financing Available

5343 Sagamore Court, New Port Richey
$485,000
3 Beds ⋅ 2 Baths ⋅ Southern Oaks SubDv. ⋅ 34655 Zip Code
Welcome to your own PRIVATE RETREAT, featuring a BRAND NEW, THREE-PERSON SAUNA with a dedicated 220V electrical line and convenient smartphone app controls, allowing you to enjoy a luxurious spa experience right at home! This beautifully maintained, MOVE-IN READY pool home is tucked away on a quiet cul-de-sac in the desirable Southern Oaks community. Meticulously cared for and thoughtfully updated throughout, this home is in EXCELLENT CONDITION, offering the peace of mind that comes with major improvements already completed. Simply move in, unpack, and start enjoying the Florida lifestyle! Backing to a peaceful nature preserve, the property offers exceptional privacy and a beautiful natural backdrop. Inside, soaring ceilings, abundant natural light, and attractive laminate flooring create a bright, open, and inviting atmosphere. The spacious family room flows seamlessly to the screened-in pool and covered lanai, perfect for entertaining, outdoor dining, or relaxing while enjoying the tranquil preserve views. The well-appointed kitchen features quartz countertops, an abundance of cabinetry providing generous storage, a deep porcelain sink, a NEW stove, and a spacious island overlooking the family room, creating an inviting space for casual dining, entertaining, and everyday gatherings. The spacious primary suite offers high ceilings, a walk-in closet, a luxurious JETTED SOAKING TUB, and a separate walk-in shower, creating a relaxing, spa-like escape within your own home. One of this home's greatest advantages is its EXTENSIVE LIST OF RECENT UPDATES, allowing the next owner to enjoy the home without the worry and expense of major improvements! Highlights include a NEW ROOF (2025), A/C (2024), impact-resistant windows, newer pool pump, and water heater (2021). Additional 2026 improvements include a NEW privacy fence, three NEW ceiling fans, updated shower fixtures in both bathrooms, a NEW smart front door lock, and a BRAND NEW WASHER AND DRYER (2026). An oversized two-car garage, generous driveway, and dedicated laundry room with utility sink and storage add to the home's everyday convenience. Southern Oaks offers a peaceful suburban setting surrounded by thousands of acres of preserved forests and wetlands, less than 10 miles from the Gulf Coast. Enjoy nearby Starkey Wilderness Park with its scenic hiking and biking trails, or visit popular Starkey Market for coffee, ice cream, locally sourced foods, craft cocktails, live music, and community events. BEAUTIFULLY MAINTAINED, EXTENSIVELY UPDATED, AND TRULY MOVE-IN READY, this exceptional home combines the luxury of a PRIVATE SAUNA, a sparkling screened-in pool, and tranquil preserve views to create your very own Florida retreat. All that's left to do is move in and enjoy!

5343 Sagamore Court, New Port Richey
1114 Wald Road, Orlando
$1,050,000
5 Beds ⋅ 5 Baths ⋅ Southern Oaks SubDv. ⋅ 32806 Zip Code
Welcome to this beautifully maintained home offering the perfect blend of comfort, style, and functionality. Situated in desirable Southern Oaks with mature, picturesque trees, this 5 bedroom, 4 1/2 bath home spans over 3,300 square feet of thoughtfully designed living space. Inside, you’ll find, custom built-ins in the 5th bedroom/home office, a spacious laundry room with laundry sink and extra storage.. The layout features an upstairs bonus room with a full bath. All the other rooms are on the main floor. This split plan home has a lovely primary suite with french doors to screened porch and open pool. The updated primary bath features dual sinks, a spacious walk in shower with rainfall shower head and a custom designed walk-in closet. The 2nd and 3rd bedrooms share a Jack and Jill bath and each have a walk-in closet. The 4th bedroom features an ensuite bath with direct access to the screened porch and pool. The kitchen offers stainless appliances including KitchenAid dual ovens with a separate cooktop plus granite countertops. The breakfast area overlooks the family room with wood burning brick fireplace. Step outside to your private backyard oasis featuring a 13 x 42 screened porch and a sparkling pool with brick pavers. The outdoor space is made for entertaining! Located in the sought-after Southern Oaks neighborhood and zoned for the highly desirable Pershing/Boone school district. This home truly checks all the boxes. Don’t miss the opportunity to make this exceptional property your own.

1114 Wald Road, Orlando
101 N Grandview Street Unit 412, Mount Dora
$299,900
3 Beds ⋅ 2 Baths ⋅ Southern Oaks SubDv. ⋅ 32757 Zip Code
Wake up to beautiful views from this spacious top-floor corner condo in the heart of Mount Dora’s Historic District! This spacious 3-bedroom, 2-bath condo offers 1,373 square feet of comfortable living space and the added privacy of being a very quiet corner residence on the top floor—with no neighbors above and furnishings are negotiable. The open living and dining area is filled with natural light and extends to a private balcony where you can relax and take in the peaceful surroundings with pool and tree top water views. One of the condo's rooms also offers a view of Lake Dora. The kitchen features an abundance of cabinetry and counter space, a convenient pass-through to the living area, pantry and a practical layout that keeps you connected to the main living spaces. The split-bedroom floor plan provides flexibility for guests, a home office, or reading room. The guest bathroom features tub with shower. The comfortable primary suite has pool views, and the en suite updated bathroom has large walk-in wheel chair accessible shower. Neutral finishes and easy-care flooring throughout create a clean, inviting backdrop for your own style. Southern Oaks is a 55+ community and offers an established setting with an active, social and convenient lifestyle. Residents enjoy a sparkling community heated pool with a covered gazebo and outdoor grilling area, a clubhouse/recreation room with a kitchen and space for gatherings, shuffleboard courts, two community laundry facilities, designated storage, and a large workshop equipped with workbenches and tools. Elevators provide easy access to all floors, and the property also includes an assigned covered parking space. The community's amenities and common areas are maintained by the association, making everyday living wonderfully low-maintenance. Located just minutes from the restaurants, boutiques, galleries, waterfront, parks, and year-round festivals that make Historic Downtown Mount Dora such a special place to call home. Whether you're looking for a full-time residence, a low-maintenance getaway, or simply a home that puts you close to everything Mount Dora has to offer, this condo combines space, privacy, top-floor living and an unbeatable location.

101 N Grandview Street Unit 412, Mount Dora
4638 Anaconda Drive, New Port Richey
$474,900
4 Beds ⋅ 2 Baths ⋅ Southern Oaks SubDv. ⋅ 34655 Zip Code
Welcome home to this spacious pool residence offering endless potential and a desirable split-bedroom floor plan! From the moment you step through the front door, you'll appreciate the open-concept design and soaring vaulted ceilings that create a bright and inviting atmosphere. Just off the main entry, a versatile space serves beautifully as a formal living room or dining room. Through pocket sliding doors, you'll find one of the four bedrooms featuring a charming window seat, built-in desk area, generous closet space, and vaulted ceilings—perfect for a home office, guest suite, or creative retreat. An additional coat closet near the front entry provides convenient storage. As you continue through the home, the expansive great room impresses with its high-volume ceilings and flexible layout, easily accommodating formal dining, family living, or entertaining spaces. The kitchen offers abundant cabinetry, Corian countertops, a pantry with built-in shelving, and two breakfast bar areas, including one at the center island. The adjoining breakfast nook overlooks the pool/spa and screened lanai, providing the perfect setting for morning coffee. Privately situated at the rear of the home, the primary suite is a relaxing retreat with direct lanai access through sliding glass doors. Dual walk-in closets provide exceptional storage, while the spacious ensuite bath features dual vanities, a soaking tub, oversized walk-in shower, private water closet, and linen storage. On the opposite side of the home, two additional bedrooms offer comfortable accommodations, including one with a walk-in closet. A second full bath features a tub/shower combination and convenient access to the pool area, making outdoor entertaining effortless. Additional hallway storage closets further enhance functionality. Step outside to your screened lanai, where a covered seating area, pool, and relaxing spa await. The peaceful backdrop of a pond creates a serene setting with added privacy and beautiful views. With great bones, generous living spaces, and incredible outdoor amenities, this home presents a wonderful opportunity to make it your own and create the Florida lifestyle you've been dreaming of.

4638 Anaconda Drive, New Port Richey
1367 Campbell Street, Orlando
$870,000
4 Beds ⋅ 4 Baths ⋅ Southern Oaks SubDv. ⋅ 32806 Zip Code
At $870,000, this is not another version of the same Orlando house. Southern Oaks has always been different. The homes were individually designed, the lots are larger, the streets feel established, and no two properties look alike. This Spanish-style estate, with a 2014 spanish tile roof, fits that character perfectly, with well over 3600 square feet, four bedrooms, four full baths, a screened pool, multiple private courtyards, and a backyard wrapped by a solid masonry wall and wrought iron gates. The floor plan is equally distinctive. A first-floor en-suite bedroom opens to its own private courtyard, creating an ideal setup for guests, extended family, or anyone who wants meaningful separation from the main living areas. A private office with its own full bathroom gives you another flexible space for working from home or accommodating overnight guests. Upstairs, the primary suite overlooks the central courtyard from its own balcony, along with two additional bedrooms. Outside, the home opens to a screened pool and a surprisingly large backyard with room to entertain, garden, play, or simply enjoy a level of privacy that has become increasingly difficult to find this close to downtown Orlando. And then there is the wine cellar. Not a wine closet. Not a rack under the stairs. A true subterranean wine cellar. It is one of those features people remember long after they leave the house, and one of many details that make this home feel genuinely custom rather than simply upgraded. Additional features include a Spanish tile roof, two-car garage with extensive built-in storage, multiple courtyard spaces, solid block perimeter walls, and a one-year home warranty for added peace of mind. Now offered at $870,000 this is an opportunity to own a custom Southern Oaks pool home below $900,000 in one of Orlando’s most distinctive established neighborhoods. If you have been waiting for something with character, privacy, space, and a story of its own, this one deserves a closer look. Not everything in the home is "vintage"1984. With pex piping througout (2021), Electrical panels (2021), pool equipment (2023), A newer AC system downstairs (2023) and the magnificent marquee front window (2022), new engineered hardwood flooring upstairs (2026) and carpet in downstairs areas (2026) this fully functional home is ready to move in and make your own. What are you waiting for?

1367 Campbell Street, Orlando
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