Unplatted Homes with USDA Loan Financing Available

Unplatted Homes with USDA Loan Financing Available

Welcome to the Unplatted Subdivision in sunny Florida, a hidden gem that offers an idyllic blend of natural beauty and modern living. Nestled amidst lush landscapes and serene surroundings, this subdivision is perfect for those seeking a tranquil lifestyle while remaining close to the conveniences of city life.

What sets this area apart is its unique unplatted status, allowing for a more flexible approach to home design and land use. Here, you can embrace the charm of rural living while enjoying the freedom to create a space that truly reflects your personal style. Whether you envision a cozy cottage or a sprawling estate, the possibilities are endless in this expansive area.

For prospective homeowners, this subdivision is particularly appealing due to the availability of USDA loan financing. This means that eligible buyers can access affordable financing options with little to no down payment, making homeownership more attainable than ever. It’s an excellent opportunity for first-time buyers or those looking to invest in their dream home without breaking the bank.

Imagine waking up to the sounds of nature, with the warm Florida sun streaming through your windows. Enjoy leisurely afternoons exploring nearby parks, or take a short drive to the beautiful beaches that Florida is renowned for. The Unplatted Subdivision is not just a place to live; it’s a lifestyle choice that offers the perfect balance of peace and accessibility.

Don’t miss your chance to be part of this charming community. Contact us today to learn more about available homes and how you can take advantage of USDA financing in this picturesque Florida setting!

Newest Unplatted Homes with USDA Loan Financing Available

16407 Lake Byrd Drive, Tampa
$449,900
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33618 Zip Code
PARTIAL SELLER FINANCING IS AN OPTION. Discover refined living in this 12-month-old (completed in November of 2025) 3/2/1 home located in the highly sought-after Lake Magdalene area on a QUARTER-ACRE LOT. Situated on an exclusive, quiet street with only 18 homes and no through-traffic, this property offers the perfect blend of privacy, and peace of mind. Elegant tray ceilings are featured in both the living room and master bedroom, complemented by premium 6-inch baseboards throughout. Porcelain wood-like tile (8 inches wide) flows through the entire house for consistency and makes cleaning a breeze. Matte dark fixtures and light cabinets and quartz counters in the kitchen and both bathrooms make for modern looks. Enjoy the large elevated patio (no worry for floods) featuring custom tiling and dual ceiling fans—ideal for year-round entertaining in your private, fully-fenced backyard that backs up to serene conservation. No water bills, HOA, CDD and low taxes keep monthly costs at a bare minimum.............All parties recognize that the owner holds a valid real estate license, however, they are not acting in that capacity for this transaction. All negotiations and contacts shall be directly with the owner. Future Home Realty has no brokerage relationship with the owner and does not represent them in this transaction. DO NOT CALL LISTING AGENT! Call/text owner Justin Dargahi with any questions or showing requests (813-716-1110).

16407 Lake Byrd Drive, Tampa
1301 Colson Road, Plant City
$610,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33567 Zip Code
Virtually Staged. Come check out this rare, stunning Cape Cod style 3 bedroom 2 bath block home on over an acre with NO HOA!!! This impressively large 2004 build home sits at the end of a private driveway in the rural countryside of Plant City, FL. Inside you are greeted with an enormous Living/Family Room combo with a built in entertainment center, fireplace and tray ceilings throughout. The kitchen has a built in pantry and ample cabinet space. You will have plenty of room to entertain your guests with not only 1, but 2 dining rooms! Once Could potentially be closed off for a 4th bedroom if desired They had supersize in mind when this home was built! The master suite is definitely going to fit your king bed! Then it is accompanied with 2 walk in closets and a very generous master bath with a separate spa tub and spacious shower! The home has the amazing benefit of a split floor plan and in house designated laundry room! The yard is just as glorious and entertaining as the house. The front porch is the perfect picture of country living. It comes with 2 built in swing benches on each side. In the rear of the home is an enclosed Florida room with new vinyl windows. The back yard sports a beautiful, sparkling above ground SALT WATER pool with deck and privacy fence. There is also privacy fence in the front of the home along with some wood and wire fencing sectioning off different areas of the oversized lot. You are completely surrounded by a serene scenery of farmland. There are 2 sheds included with the sale and possibly Bacon Bits, the pet pig that has resided on the property her entire life if you would like her to stay she is yours. There is an abundance of parking with the large attached 2 car garage and concrete parking pad. The air conditioner is new, it was installed 03/11/2021 and comes with a 10 year transferable warranty! The State maintains and is responsible for the well pump. The roof is approximately 9 years old. RV electrical plug in access installed in garage. This property is approximately 15 minutes from the commonly commuted I-4, hospitals, and many popular shopping and dining experiences. Let's not forget it is nestled in the home of the World Famous Plant City Strawberry Festival!!! Do not miss out on your chance to make your offer on this unique home that gives the cookie cutter home/with land, no HOA, and no compromise!

1301 Colson Road, Plant City
2925 Mcgee Road, Plant City
$525,000
5 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33565 Zip Code
Welcome to 2925 McGee Road, a brick ranch-style pool home situated on nearly an acre, offering flexible space for multigenerational living. The 2,158-square-foot main home and 682-square-foot in-law apartment provide a combined 2,840 square feet under roof. The main home features four bedrooms, two bathrooms, a brick wood-burning fireplace, and updated flooring and interior paint. Connected to the main home, the in-law apartment also offers a private entrance from the driveway. Inside, you’ll find a kitchen, bedroom, bathroom, and living room with a large brick fireplace and wood-paneled ceiling, along with a small flex space for storage. Improvements include a roof replaced in 2022 and A/C in 2019. Updates completed in 2026 include the water heater, well equipment, pool filter and equipment, flooring, interior paint, and pool resurfacing. The air-injection oxidizing filtration system was also refurbished in 2025. The property is zoned AS-1 (Agricultural Single-Family) and is USDA eligible.

2925 Mcgee Road, Plant City
6513 S County Line Road, Plant City
$629,000
Unplatted SubDv. ⋅ 33567 Zip Code
RARE 5+ ACRE OPPORTUNITY IN PLANT CITY! Discover approximately 5.07 beautiful acres offering the perfect setting for a private estate, family compound or potential two-homesite development opportunity. Zoned AS-0.4 with approximately 166 feet of frontage and nearly 1,300 feet of depth, this property offers incredible possibilities for those looking for space, privacy and flexibility. Builders and developers can explore the potential for two approximately 2.5-acre residential homesites, subject to Hillsborough County approval and buyer verification. Prefer to keep it all to yourself? Create your dream estate surrounded by mature trees with room for a custom home, pool, detached garage, workshop, RV and boat storage, gardens, animals and expansive outdoor living. One of the property's most unique features is its NATURAL SPRING, offering an opportunity to incorporate a beautiful natural element into the future estate or development. The property also backs to English Creek Preserve, providing additional privacy and a peaceful natural backdrop with no rear neighbors. NO HOA and NO CDD. Well and septic are reported on site, along with three-phase power reported at the property boundary. Convenient access to SR-60 makes commuting, shopping and everyday necessities easily accessible while maintaining the privacy and lifestyle of acreage living. Opportunities like this are increasingly difficult to find. Development, subdivision, utilities, zoning uses, spring characteristics, lot dimensions and building feasibility should be independently verified by buyer with Hillsborough County and applicable authorities.

6513 S County Line Road, Plant City
1406 Gabriel Place, Brandon
$2,400,000
Unplatted SubDv. ⋅ 33511 Zip Code
12.4 Acres in the Heart of Brandon | Three-Parcel Development Opportunity Positioned among established residential communities, this approximately 12.4-acre property offers a substantial land assemblage in a built-out Brandon location. The three parcels feature two existing access points - one from Flaxwood Avenue and a second from Mosley Road via the Gabriel Place side of the property - providing access from opposite sides of the site. Electricity and water available are also available. An established condominium community borders the property, while homes valued above $500,000 are located on the other side. The condominium community previously expressed interest in acquiring the land for expansion, highlighting the property’s relationship to surrounding development. For investors, developers, and builders, this is an opportunity to evaluate a sizable tract with dual street access, multiple parcels, and utilities available in the heart of Brandon. Buyers should conduct their own due diligence regarding acreage, access rights, utilities, zoning, wetlands, and any proposed development plans.

1406 Gabriel Place, Brandon
7405 Williams Road, Seffner
$1,499,990
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33584 Zip Code
RARE 14-ACRE OPPORTUNITY WITH TWO HOMES & EXCEPTIONAL FUTURE POTENTIAL! This unique property combines acreage, income potential, and an outstanding location convenient to the city, shopping, dining, entertainment, and major amusement parks. The sale includes the MAIN HOME PLUS A SEPARATE 1,208 SQ FT GUEST HOUSE, which is not included in the main home’s reported square footage—providing substantial additional living space for guests, extended family, or rental use. The property is being sold FULLY FURNISHED and is ready for a new owner to move in or potentially operate as a short-term rental. Situated on approximately 14 ACRES currently utilized as farmland, this property offers tremendous possibilities for investors, developers, or buyers looking for a private estate with significant land. Two lots sold together Folio: 062511-0000 and Folio: 062485-0020 FUTURE DEVELOPMENT POTENTIAL: The property has the potential for development of up to approximately 28 residential lots with an extension of the USA line and increased density. Whether you’re looking for a private acreage estate, furnished investment property, multi-generational living, short-term rental opportunity, or land with long-term development potential, this property offers a combination that is increasingly difficult to find. TWO HOMES • 14 ACRES • FULLY FURNISHED • STR POTENTIAL • FARMLAND • POSSIBLE FUTURE DEVELOPMENT.

7405 Williams Road, Seffner
19531 Deer Lake Road, Lutz
$689,900
5 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
MOVE-IN READY LUXURY ON .84 ACRES WITH A SERENE WOODED BACKDROP! Discover the perfect blend of country charm, privacy, and modern convenience in this beautifully maintained 3429 sq ft, 5-bedroom, 3-bathroom home with a spacious bonus room, nestled on an expansive .84-acre lot in sought-after Lutz. Surrounded by mature trees and beautifully manicured garden beds, this property offers a peaceful setting while remaining conveniently located near everyday amenities. This impressive single-story home offers a thoughtfully designed floor plan with plenty of space for comfortable living and entertaining. The versatile 5th bedroom provides exceptional flexibility and could also serve as an oversized laundry room, mudroom, home gym, office, or hobby space to suit your lifestyle. The additional bonus room offers even more room for a media area, playroom, game room, or private retreat. Step inside and enjoy an inviting interior filled with natural light and an easy-flowing layout. The spacious living areas provide plenty of room for gatherings, while the well-appointed kitchen offers a functional space for preparing meals and entertaining. The generous lot provides an incredible sense of privacy and creates the perfect backdrop for enjoying the outdoors. Whether you're relaxing with your morning coffee, entertaining friends and family, or simply enjoying the peaceful surroundings, the expansive property offers plenty of room to spread out and make the most of Florida living. Mature landscaping and the wooded backdrop create a tranquil atmosphere that is difficult to find while still being close to the conveniences of Lutz. With 5 bedrooms, 3 full bathrooms, a bonus room, flexible additional space, and nearly an acre of land, this home provides the versatility today's buyers are looking for. The combination of spacious living areas, a peaceful setting, and convenient Lutz location makes this property must-see. Don't miss the opportunity to own this exceptional Lutz property with room to live, work, entertain, and enjoy the outdoors. Schedule your private showing today!

19531 Deer Lake Road, Lutz
3717 Futch Loop, Plant City
$599,975
4 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33566 Zip Code
Enjoy nearly two acres of country living at 3717 Futch Loop in Plant City! Situated on 1.99 fully fenced acres on a dead-end street, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, 3,360 sq. ft. of living area, and 4,882 sq. ft. under roof, along with an impressive combination of outdoor amenities, storage, and agricultural possibilities with no HOA.One of the standout features is the huge 21' x 36' screened and enclosed lanai, providing approximately 756 sq. ft. of additional covered outdoor living space beneath insulated roof panels. The property also features a fishing pond, three-stall horse stable with tack room, detached metal storage shed with electricity, two-car garage, and a gated fence surrounding the entire perimeter.Inside, you'll find generous living space with fresh interior paint, a gas/wood-burning fireplace, French doors, ceiling fans, formal dining room, kitchen nook, bonus room, walk-in closet, laundry room with washer and dryer hookups, and an oversized utility room. The kitchen features wood cabinetry and granite countertops.Major improvements include a roof installed in 2020, replacement windows from 2019, HVAC systems replaced in 2018 and 2022, fresh exterior paint, and a tankless water heater. A private well and septic system can also help reduce monthly utility expenses.The property is zoned for agricultural use and offers opportunities for horses and other permitted animals, subject to applicable regulations. The home is reported to be outside the flood zone, and there is no HOA.Conventional, VA, and USDA financing are accepted. With 3,360 sq. ft. of living area, 4,882 sq. ft. under roof, 1.99 acres, extensive outdoor living space, a stable, pond, fencing, and numerous major updates, this Plant City property offers a combination that's increasingly difficult to find. Schedule your private showing today!

3717 Futch Loop, Plant City
7805 Turkey Creek Road, Plant City
$268,900
Unplatted SubDv. ⋅ 33567 Zip Code
No more waiting! Build your new home on this 2.42 acre lot! An existing concrete pad is ready for you movile home or RV. Two additional concrete pads are already on the property so you have several options! You can build a storage shed, garage, small barn, etc. The choice is up to you! Great schools are nearby! Also Alderman Ford Park, Lithia Springs, and Edward medard Park are closeby.

7805 Turkey Creek Road, Plant City
10710 Bill Tucker Road, Wimauma
$1,200,000
Unplatted SubDv. ⋅ 33598 Zip Code
**5.14-ACRE INVESTMENT OPPORTUNITY IN WIMAUMA'S GROWTH CORRIDOR.** Located at 10710 Bill Tucker Road, this unique property offers approximately 5.14 acres with existing improvements and significant potential for an investor, builder, developer or long-term landholder. Potential uses include---vetrinary office, dog kennel and training facility, wedding venue, wellness retreat facility, spa, Office and parking space for companies that need vehicle storage for their business and so many others, that could be created with minimal remodeling. Currently zoned **AS-1**, the property is improved with an approximately 1,758-square-foot, 4-bedroom, 2-bath residence, private pool, multiple outbuildings, fencing and additional air-conditioned flex space. A fully air conditioned garage adds 506 of additional space The surrounding Wimauma/South Hillsborough area continues to experience substantial residential growth, creating an intriguing opportunity to explore the property's **future residential development potential, including possible single-family or attached residential uses**, subject to rezoning, Future Land Use designation, density requirements, utility availability and all governmental approvals. For an investor, the existing residence and improvements provide immediate utility while longer-term development options are explored—an advantage rarely available with unimproved acreage. Convenient access to the US-301 corridor and the continued expansion of South Hillsborough make this a property worth considering for both current use and future potential. **Buy for today. Position for tomorrow.** Current zoning reported as AS-1. No representation is made regarding approval of rezoning, allowable density or number/type of residential units. Buyer and buyer's representatives should independently verify Future Land Use designation, Urban Service Area status, zoning, density, utilities, wetlands, floodplain, access and all development requirements with Hillsborough County and applicable agencies.

10710 Bill Tucker Road, Wimauma
8922 Pritcher Road, Lithia
$675,000
4 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33547 Zip Code
Nestled on 5.22 agricultural-residential acres, this one-of-a-kind estate blends peaceful country living with endless opportunities for horses, livestock, and the great outdoors. Spend your days embracing the rural lifestyle, unwinding beside the in-ground pool, or taking in peaceful views of the private pond and creek, where the natural landscape enhances both the beauty and functionality of the property. Complete with an updated barn featuring two horse stalls and a tack room/office, a chicken coop, four-car garage, and room to roam, this is a rare opportunity to experience country living without sacrificing comfort or style. Recent updates include a 2023 roof, 2024 A/C, 2025 pool pump, 2026 water filtration system, and a professionally installed 2026 LIV Smart Outdoor Repellent System for enhanced outdoor comfort. A long private drive leads to this secluded retreat, where modern architecture and handcrafted details blend seamlessly with the surrounding landscape. Oversized windows and six sets of sliding glass doors fill the home with natural light and capture beautiful pool views. The open-concept farmhouse kitchen features a stunning single-slab granite island with a cooktop, farmhouse sink, wall oven, and handcrafted cabinetry, flowing effortlessly into the dining and family rooms. The family room showcases custom built-ins, a wood-burning fireplace, and an adjacent flex space overlooking the pool. Upstairs, the spacious primary suite features its own wood-burning fireplace and spa-inspired wet-room bathroom with a walk-in shower, soaking tub, and peaceful views of the property. Three additional bedrooms, wood flooring throughout, a built-in bench at the top of the stairs, and a separate vanity with an additional sink complete the upper level. Step outside to your own private oasis, where a stone-accented pool, expansive entertaining deck with a wood-fired pizza oven, and tranquil pond and creek views create the perfect setting to relax or entertain. Properties offering this combination of acreage and versatile agricultural amenities are exceptionally rare. Don't miss your opportunity to embrace the farm, homestead, or equestrian lifestyle you've been searching for.

8922 Pritcher Road, Lithia
11521 Higdon Drive, Thonotosassa
$495,000
3 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33592 Zip Code
STRATEGIC PRICE IMPROVEMENT is calling buyers looking for value and luxury! This custom-built home at 11521 Higdon Drive offers a thoughtful blend of durability and everyday comfort. The first floor features concrete block construction, while the second floor utilizes 2x6 framing. High-impact windows and doors, paired with double insulation in the walls and attic, help create a quiet interior that stays comfortable year-round. Dual-zone air conditioning and 9-foot ceilings add to the sense of spaciousness, allowing natural light to fill the 1,944 square feet of heated living space. The open layout and abundant windows make it easy to picture morning coffee in a sunlit kitchen or evenings spent relaxing in a peaceful living area. A pre-wired media system with central panel in the utility room provides modern convenience without visible clutter. Upstairs, the three bedrooms include a primary suite with a half-bath on the main level, while the two full bathrooms serve the remaining spaces with practical flow. Outside, the 2507 total square sits on a private dead-end road with no HOA or CDD fees, giving you the freedom to enjoy the property on your own terms. Located in the Thonotosassa area access to I-4, I-75, HWY 301 enjoying all the shopping, dining, beaches, outdoor activities the Tampa Bay area offers are at your fingertips. This home presents a rare opportunity for buyers seeking quality and flexibility. Schedule a private showing today to experience the space firsthand and discover how it could become your next home.

11521 Higdon Drive, Thonotosassa
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