Orlando Homes with Assumable Financing Available

Orlando Homes with Assumable Financing Available

Welcome to Orlando, Florida—a vibrant city that perfectly blends sunshine, excitement, and a rich tapestry of culture. Nestled in the heart of Orange County, Orlando is renowned for its world-class attractions, including the iconic Walt Disney World Resort and Universal Studios. Beyond the theme parks, this city offers a diverse array of dining, shopping, and entertainment options, making it a delightful place to call home.

Orlando is not just a tourist destination; it boasts a thriving community with excellent schools, beautiful parks, and a growing job market. The city's diverse neighborhoods cater to various lifestyles, whether you're seeking a bustling urban environment or a peaceful suburban retreat. With its warm climate and year-round outdoor activities, residents enjoy everything from boating on the picturesque lakes to exploring the scenic trails of the nearby parks.

For those looking to invest in their dream home, Orlando offers a unique opportunity with homes featuring assumable financing. This means you can take over the existing mortgage of a property, potentially saving you money and making homeownership more accessible. With a variety of properties available, from charming single-family homes to modern condos, you can find the perfect fit for your lifestyle and budget.

Whether you’re a first-time homebuyer or looking to upgrade, Orlando’s real estate market is filled with potential. Embrace the magic of Orlando and discover a place where dreams come true, both in life and in homeownership. Don’t miss your chance to be part of this enchanting community!

Newest Orlando Homes with Assumable Financing Available

722 E Michigan Street Unit 142, Orlando

722 E Michigan Street Unit 142, Orlando

3 Beds ⋅ 2 Baths ⋅ La Costa Brava Lakeside Condo SubDv. ⋅ 32806 Zip Code

Move-in-ready 3-bedroom, 2-bath corner condo in the FHA-approved lakefront community of La Costa Brava! Enjoy modern upgrades, smart appliances, and flexible financing opportunities, including an assumable mortgage at 3.462%, subject to lender approval and buyer qualification. Seller financing is also available, with terms to be negotiated. Updated throughout with luxury vinyl flooring, tile in both bathrooms, and NO CARPET! The kitchen features quartz countertops with a stylish waterfall edge (March 2022), stainless steel appliances updated between 2021 and 2022, including a Samsung Wi-Fi-enabled range with air fryer and self-cleaning capabilities, and a convection microwave. The large-capacity Samsung washer and dryer (May 2022) are separate units, currently stacked to maximize space. Both bathrooms were remodeled in December 2023 with rainfall and handheld showerheads, floating vanities, LED mirrors with defogging features, and stylish finishes. The guest bathroom features a bathtub with black hardware, while the primary en-suite offers a walk-in shower with a glass divider and gold hardware. The primary bedroom includes an oversized walk-in closet with a custom wardrobe system (September 2023). Additional features include updated blinds, black door hardware, and a screened, covered porch. Major improvements include a water heater (February 2023), roof replacement (October 2023), and new AC system (August 2026). Enjoy Florida’s waterfront lifestyle with access to skiable Lake Pinelock, offering boating, fishing, waterskiing, wakeboarding, wakeskating, wakesurfing, and foiling, subject to applicable regulations. Community amenities include two pools, one lakefront, a fitness center, boat slips, green spaces, and BBQ grills. Watch airplanes overhead and catch distant rocket launches when conditions allow! Conveniently located near shopping, dining, and I-4, approximately 10–15 minutes to Downtown Orlando and Orlando Health ORMC, 15–20 minutes to AdventHealth Orlando and Orlando International Airport, 20–25 minutes to Universal Orlando, 25–35 minutes to Disney, and about an hour to Atlantic beaches. Zoned for Blankner and Boone schools. Photos coming soon!

722 E Michigan Street Unit 142, Orlando

1611 Bridgeview Circle, Orlando

1611 Bridgeview Circle, Orlando

3 Beds ⋅ 2 Baths ⋅ Woodbridge At Meadow Woods SubDv. ⋅ 32824 Zip Code

Virtually Staged. Welcome to 611 Bridgeview Circle, Orlando, FL 32824! This inviting 3-bedroom, 2-bathroom home combines comfort, style, and the best of Florida living. Enjoy your private screened-in pool overlooking a peaceful pond, the perfect setting for morning coffee, weekend gatherings, or relaxing after a long day. Inside, luxury vinyl plank (LVP) flooring throughout offers a modern look and easy maintenance. A rare financing opportunity! An assumable mortgage at just 2.8% interest may be available to qualified buyers, subject to lender approval and loan assumption requirements. With today's mortgage rates, this could be an opportunity to save significantly on financing compared to obtaining a new mortgage at current market rates. Located in a desirable neighborhood, this home offers easy access to SR 417, Florida’s Turnpike, Orlando International Airport (MCO), local restaurants, shopping, and Lake Nona’s renowned Medical City. Don't miss your chance to make this Orlando home yours! Contact us today to schedule your private showing!

1611 Bridgeview Circle, Orlando

8424 Pocasset Place, Orlando

8424 Pocasset Place, Orlando

4 Beds ⋅ 2 Baths ⋅ Villages Southport Ph 01a SubDv. ⋅ 32827 Zip Code

Welcome home to 8424 Pocasset Pl, a well-maintained 4-bedroom, 2-bathroom home in Orlando's 32827 area. The kitchen has granite countertops, added in 2022. Other updates include a roof replaced in 2015, a water filtration system added in 2022, and a 2025 washer. The low $125/month HOA is a real value: it includes cable with HBO and front yard maintenance, and it covers re-roofing and exterior paint of the home every 6 years. The community also has a dedicated parking area for your RV, boat, or truck, which is hard to find in most neighborhoods. The location keeps you close to everything. You're just minutes from Orlando International Airport, SR-528 (Beachline), SR-417, and Orange Ave. Southport Park is nearby, and Lake Nona Town Center, Medical City, shopping, dining, and the theme parks are an easy drive away. With four bedrooms, there's room for a home office, guest room, or hobby space. The home is vacant and easy to show, so you can move in quickly. Schedule your private showing today!

8424 Pocasset Place, Orlando

3406 Timucua Circle, Orlando

3406 Timucua Circle, Orlando

4 Beds ⋅ 3 Baths ⋅ Hunters Creek Tr 240 Ph 01 SubDv. ⋅ 32837 Zip Code

Click on Tour 1 for a Panamoric complete Virtual Tour! Click on Tour 2 for a 360 mouse activated tour of each room and a copy of the Floor plan! Immaculately maintained WATERFRONT gem! 1-story 3-way split plan, open and flexible layout! TWO year NEW ROOF! BRAND NEW A/C system, Stainless Steel appliance package, Granite kitchen countertops, extensive cabinet space, nice eat-in kitchen accentuated with a picturesque MITERED kitchen window and more! Upgraded flooring throughout most of home. Bonus room currently utilized as an office/den has multiple options. Tremendous layout, excellent flow, open, mulitiple utilizations available, pristine waterfront views from much of the home, along with NEW OR NEWER major components. NEW dishwasher will be installed prior to closing! Take advantage of all that Hunters Creek offers! Extensive sports and recreations opportunities, Pickleball, Tennis, Basketball Courts, Soccer fields, Baseball fields, racquetball courts, playgrounds/ tot lots, dog parks, nature trails, community activities and more! Conveniently located near theme parks, downtown, the International Airport , East and West coast beaches and more! The best part is this property offers Tremendous Value! Shop and compare!

3406 Timucua Circle, Orlando

10409 Hidden Lane, Orlando

10409 Hidden Lane, Orlando

2 Beds ⋅ 2 Baths ⋅ Lime Tree Village SubDv. ⋅ 32821 Zip Code

This inviting home features a roof replaced in 2020, an HVAC system replaced in 2022, and new laminate flooring throughout. Abundant natural light fills the home. The Florida room offers central air conditioning, new energy-efficient windows, and newly installed wall insulation—making it an ideal space for hobbies, a home office, or relaxing year-round. The welcoming front porch provides a charming spot for gardening and enjoying the outdoors. A separate laundry room inside the garage and generous storage space add everyday convenience. The low HOA fee includes lawn care, and community amenities include a swimming pool, tennis courts, and a clubhouse. Located less than five minutes from SeaWorld, approximately 15 minutes from Walt Disney World, and within walking distance of Publix and convenience stores, this home combines thoughtful updates with easy access to shopping, recreation, and Orlando’s favorite attractions!

10409 Hidden Lane, Orlando

19058 Planetree Street, Orlando

19058 Planetree Street, Orlando

4 Beds ⋅ 3 Baths ⋅ Poitras East N-7 SubDv. ⋅ 32827 Zip Code

Virtually Staged. One or more photo(s) has been virtually staged. Welcome to this almost-new, designer-upgraded home in the heart of Lake Nona at 19058 Planetree Street, Orlando, FL 32827 — where modern comfort, smart technology, and luxury finishes come together. Situated on a desirable corner lot, this beautifully appointed residence offers 4 bedrooms, 3 full baths, plus a private office/den, providing flexible space for working from home, guests, or hobbies. From the moment you enter, you’ll notice the thoughtfully selected designer features and durable, stylish luxury vinyl flooring throughout the main living areas. The show-stopping gourmet chef’s kitchen is built for both everyday living and entertaining, featuring a large center island, upscale finishes, and a convenient pot filler, all flowing seamlessly into the open living and dining spaces. Step outside to your private outdoor retreat — a screened lanai designed for true Florida living, featuring a summer kitchen with a Blaze outdoor grill, Italian outdoor porcelain tile, and an oversized jacuzzi/spa, perfect for relaxing evenings and hosting gatherings. The home is further enhanced with WiFi-controlled outdoor lighting for added ambiance, convenience, and security. The spacious primary suite is a true sanctuary, highlighted by a custom built-in closet system for maximum organization. Additional highlights include an inside laundry room with laundry tub and well-sized secondary bedrooms. This home is loaded with modern efficiency and wellness upgrades, including a whole-home water filtration system, Tesla solar panels, and EV charging in the garage, delivering comfort, sustainability, and long-term savings. Located in a wonderful community with walking trails, a community pool, and dock, and just minutes from Medical City and the area’s expanding retail and restaurant destinations, this home offers the perfect blend of lifestyle and location. Besides the community pool the HOA fee also includes internet. Move-in ready and packed with premium features — this is Lake Nona living at its best.

19058 Planetree Street, Orlando

10113 Allenby Court, Orlando

10113 Allenby Court, Orlando

3 Beds ⋅ 2 Baths ⋅ Lime Tree Village SubDv. ⋅ 32821 Zip Code

Virtually Staged. **Take advantage of the Seller ASSUMABLE RATE of 5.25%**UPDATED HOME ideally located in the heart of Orlando! This beautifully renovated 3-bedroom, 2-bath floor plan in the Lime Tree community offers a fresh, modern interior plus a spacious COVERED FRONT PORCH, FLORIDA ROOM and 1-car garage. Recent improvements include: NEW LUXURY VINYL PLANK FLOORING throughout and TILE in the Florida room (2026); NEW KITCHEN APPLIANCES, CABINETRY & QUARTZ COUNTERTOPS (2025); UPDATED LIGHTING (2025); EPOXY GARAGE FLOOR (2025); and EXTERIOR PAINT (2025). The ROOF (2022) is also updated, and the A/C was replaced in 2019 featuring an added UV light, and the home has also been REPLUMBED and features DOUBLE-PANE WINDOWS. Inside, the fully renovated kitchen and bathrooms pair modern finishes with an easy, functional layout. The generous ENCLOSED FLORIDA ROOM adds valuable flexible living space for entertaining, relaxing, hobbies or a home office, while the laundry area provides plenty of additional storage. The 1-car garage is also finished with a clean epoxy floor for added durability. Lime Tree residents enjoy HOA-INCLUDED LAWN CARE & IRRIGATION, plus a COMMUNITY POOL and TENNIS COURTS. Zoned for "A" Rated Lake Buena Vista High School. The central Orlando location puts UNIVERSAL ORLANDO, EPIC UNIVERSE and SEAWORLD just minutes away, with convenient access to SR 528, Orangewood Boulevard and International Drive. Shopping, dining, entertainment and Central Florida attractions are all within easy reach – an updated home with everyday convenience in a location that keeps you close to it all. Call today to schedule a tour!

10113 Allenby Court, Orlando

7872 Emerald Palm Point, Orlando

7872 Emerald Palm Point, Orlando

3 Beds ⋅ 3 Baths ⋅ Everbe SubDv. ⋅ 32829 Zip Code

Under Construction. EverBe is a new master planned community where convenience and connections combine to create a new standard for home. Located in Orlando with quick access to 417 & 528, this lifestyle community will offer miles of pathways & trails, wi-fi-enabled green spaces, unique outdoor recreation areas, a fitness center, a clubhouse complex with resort pool, 2G internet, and a waterfront amenity and town center. Get excited for EverBe - everything home should ever be! This FH townhome features 3 bedrooms, 2 full bathrooms, a powder room, and a 2-car rear-facing garage, all complemented by our Move-In Ready appliance and window blinds package. The first floor is designed with entertaining in mind, offering an open-concept kitchen, café, and gathering room that flow together effortlessly. The chef-inspired kitchen is a highlight, featuring a large center island, a spacious storage pantry, Elkins White cabinetry, a decorative tile backsplash, quartz countertops, and stainless-steel appliances, including a refrigerator and vented microwave. The first-floor powder room adds an extra layer of convenience for guests. The entire first floor features beautiful wood-look luxury vinyl plank flooring. At the end of the day, retreat to your private oasis on the second floor. The Owner’s Suite offers a spacious walk-in closet and a luxurious en suite bathroom with a double-sink, quartz-topped vanity and a glass-enclosed shower. Three additional bedrooms, a secondary bathroom, and a linen closet for added storage are located on the opposite side of the floor, ensuring privacy and plenty of space. Soft, stain-resistant Shaw brand carpet adds comfort to the stairs and bedrooms, creating a cozy atmosphere throughout. With thoughtful design, high-end finishes, and a focus on everyday convenience, the Julep townhome is a perfect blend of style and practicality, offering a truly elevated living experience.

7872 Emerald Palm Point, Orlando

238 Lake Drive, Orlando

238 Lake Drive, Orlando

5 Beds ⋅ 3 Baths ⋅ Joslin Grove Park SubDv. ⋅ 32835 Zip Code

LAKEFRONT LIVING IN ORLANDO! Welcome to 238 Lake Drive, a 5-bedroom, 3-bath home offering 1,728 square feet of living space on a spacious 13,088-square-foot lakefront lot. Inside, the home offers a versatile layout with plenty of room to spread out. Natural light fills the living areas, while a fireplace adds warmth and character. The kitchen features light cabinetry, stainless steel appliances, ample counter space, and an adjoining dining area. The waterfront setting is the highlight. Step outside to a spacious screened porch overlooking the lake, creating an inviting extension of the living space for dining, entertaining, or simply taking in the view. Additional outdoor areas, mature trees, and established landscaping complement the property's generous lot and lakefront setting. Built in 1989 and complete with five bedrooms, three full baths, a one-car garage, and more than a quarter-acre of land, this property offers a rare combination of space and waterfront living within Orlando. Convenient access to shopping, dining, major roadways, and everything Central Florida has to enjoy completes the package. Schedule your private showing and experience 238 Lake Drive for yourself!

238 Lake Drive, Orlando

3717 Camino Way, Orlando

3717 Camino Way, Orlando

4 Beds ⋅ 3 Baths ⋅ Camino Real SubDv. ⋅ 32808 Zip Code

Welcome to a luxurious, exquisitely planned pool home equipped with smart features and centralized access to highways. Impossible to build this home as-is at the affordable list price, owned by a designer, there has been no expense spared to include all equipment has been replaced. There are too many outstanding features to describe as this home must been seen in person. Descending upon this community of custom built homes, it's circular drive and lengthy driveway cannot be missed with bonus oversized garage equipped with an electric car charging station. A lovely foyyay greets you, allowing sweeping views of the lavish interior. The kitchen was updated in a breathtaking palette of the highest quality to include cabinetry draped in Dekton porcelain slabs and top appliances for every chef. The primary retreat offers immense relaxation, a dreamy shower with rainfall and beautiful finishes. This split plan offers a large office, separate dining and large family room with wood burning fireplace all with high ceilings, hardwood floors & 8 inch baseboards. Convenient smart blinds and lights have been fully integrated in every room. For entertainers, quite possibly the showstopper of the home is the expansive lanai, overlooking the crystal clear sun drenched swimming pool and lush landscaping. Equipped with an outdoor kitchen, there is a secondary sitting area beyond the screened pool cleverly utilizing spaces on this large lot. This property is being offered while a $2 Billion redevelopment project is underway in the RoseArts District, developing 128 acres of urban living for convenience, entertainment and luxury. The value of this property is slated to skyrocket similar to those in the Orlando Packing District only 4 miles away. This property is 4 miles from College Park, 6 miles to downtown Orlando and a short drive to theme parks. BONUS THIS HOME offers 3.5% assumable mortgage interest rate to qualified buyers. Schedule to view this rare opportunity of design, location & value.

3717 Camino Way, Orlando

14639 Riviera Pointe Drive, Orlando

14639 Riviera Pointe Drive, Orlando

6 Beds ⋅ 4 Baths ⋅ Riviera Pointe SubDv. ⋅ 32828 Zip Code

Welcome to 14639 Riviera Pointe Drive, offering a private pool with a beautiful fenced in backyard oasis. Step inside through the modern front double doors and explore an updated home with a flexible two-story layout and plenty of room to spread out. The main living area features an updated kitchen (2024), a formal dining room, a den/flex room, a dinette, and a large living room overlooking the private pool. Two bedrooms and one and a half bathrooms are conveniently located on the first floor, providing options for guests, a home office, hobby space, or additional living needs. Make your way outside to the screened pool area, where several improvements have already been completed. In 2022, the pool was resurfaced and a new gas pool heater was installed, followed by a new controller for the in-floor cleaning system and a new filtration system in 2026. The vinyl-fenced and thoughtfully landscaped backyard adds another layer of tranquility to the outdoor space. Enjoy the convenience provided by the mature banana, lemon, blood orange, olive, and finger lime trees. Upstairs, the primary suite is separated from three additional bedrooms by two loft areas, creating additional space for a media room, game room, study area, or whatever suits your needs. In the primary suite, you will find an oversized bedroom and an ensuite with a jacuzzi tub, a separate tiled shower, and a privacy closet. Additional home features include an inside laundry room with washer and dryer included, fully owned solar panels, a 2017 roof, separate HVAC systems for each level (replaced in 2015 and 2020), a gas water heater replaced in 2024, whole house re-pipe in 2026, and new banded shades installed in 2026. Located in the sought-after community of the Preserve at Eastwood, homeowners can enjoy the peace of mind provided by a 24-hour guarded gate. In addition, the community features racquetball courts, tennis courts, a basketball court, pool, playground, a baseball field, and a soccer field. In addition, internet and cable are conveniently included in the HOA dues. With six bedrooms, multiple living and loft spaces, a private pool, wood floors and tile throughout, and numerous improvements already completed, this home offers plenty of flexibility both inside and out. Conveniently located near shopping, restaurants, and major highways, 14639 Riviera Pointe Drive is ready for its next chapter.

14639 Riviera Pointe Drive, Orlando

18602 Reynolds Parkway, Orlando

18602 Reynolds Parkway, Orlando

3 Beds ⋅ 2 Baths ⋅ Cape Orlando Estates SubDv. ⋅ 32833 Zip Code

Built in 2023 and situated on 1.24 acres in Wedgefield, this beautifully designed three-bedroom, two-bathroom home offers modern finishes, generous living spaces, and plenty of room to enjoy the outdoors. A large driveway, side-entry garage, and 50-amp RV hookup provide excellent parking and added convenience, while the expansive front porch creates a welcoming first impression. Inside, tile flooring flows throughout the home. Just off the foyer is a dedicated office, ideal for working from home or creating a flexible bonus space. The spacious kitchen features granite countertops, stainless-steel appliances, a stylish range hood, a walk-in pantry, and an island with bar seating. The kitchen connects seamlessly to the dinette and overlooks the oversized living room, complete with convenient floor outlets for flexible furniture placement. Sliding glass doors open to the large screened back porch, extending the living space outdoors. All three bedrooms are generously sized. The private primary suite features direct access to the screened porch, a spacious, 15' walk-in closet, dual vanities, and a large walk-in shower. Both bathrooms include linen closets, while the oversized laundry room offers additional storage with its own large closet. With newer construction, over an acre of land, abundant storage, inviting porches, and RV-ready amenities, this Wedgefield home delivers the space, comfort, and functionality that are increasingly hard to find.

18602 Reynolds Parkway, Orlando

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